Studies suggest that about one-third of ER visits are for non-emergency matters. An old guideline defines an emergency as a medical condition with such severe symptoms that a person with average knowledge of health and medicine could reasonably believe their health would be in danger without immediate medical attention. Limiting ER usage transfers the burden…

It’s not only during the holiday times that toy shops are faced with business perils, though they certainly are heightened during the busy season. Like other retail outlets, toy stores share common risks, but there definitely are added exposures due to the specific line of industry. Ordinary risks include damages caused by fire, weather and…

In recent years, a lot has been said about the amount of people who are ending their life as well as those who have thought about doing so. As a result of what has been going on, there is a strong chance that some people are ending their life right now and there are others…

It appears that developers of Imaging Facilities are trying to establish construction plans, imaging systems and budget pricing without understanding how best to organize the project. Although many want to avoid the obvious, you really can’t plan anything without first determining how much will be available to spend? Most project managers understand the general cost…

My husband loves websites that offer free astrology readings. I don’t have the heart to tell him that what they email him every morning are designed to be one-size-fits-all, because not every Leo in the world was born on the same date in the same year, and have the same rising and moon signs in…

Dylan came to me with a pile of financial concerns. Would he keep his job? Would he have to sell some of his rental properties to stay afloat? Would he be able to afford the alimony payments to his three wives – and was he going to have to consider making payments to a fourth?…